Hospitals offer the best hope for the seriously ill or injured to receive the medical assessment and treatment that is necessary to protect their health and to prevent an untimely passing. At least that is what patients are counting on in the time of urgent health needs. They trust that the extensive training and strict professional oversight require of the doctors, nurses, and other healthcare professionals will be enough to limit or eliminate the potential for adverse health effects to arise. But medical malpractice is a too frequent occurrence and stands as serious threat to patient safety. The recent increase in the prevalence of dangerous bacteria, include Methicillin-resistant Staphylococcus aureus, or MRSA.
Bacterial organisms are found all around us in almost any setting. Fortunately, the human body has adapted to this environment, otherwise survival would be an almost unlikely prospect. There are other bacteria, though, that when they infect a person can cause serious and even deadly illnesses. As the name implies, MRSA has evolved a resistance to antibiotic treatments that would typically be used. Consequently, infections that could otherwise be treated and cured have become incurable and potentially life-threatening. Stunningly, hospitals are the most common site at which MRSA infections are contracted.
Continue Reading…
Related posts
We encounter some competitors who give our business a bad rep. In general, most insurance brokers work very hard and do the right thing, but some do not. Most brokers earn a 10% (sometimes 15%) commission on the placement of your coverage. That commission is gross revenue for the brokerage. The brokerage then pays its overhead (rent, highly paid employees, and its broker malpractice premiums et al) and that leaves profit, which is not huge.
So if you pay $45,000 for your malpractice insurance coverage, the broker is paid $4500 by the insurance company. I write ‘paid by the insurer,’ since this commission is built into the rates. If you went directly to an insurer to buy your coverage, the insurer would not lower your premium for the broker commission; it would keep the money even if you have no broker.
Continue Reading…
Related posts
Doctors, dentists, hospitals, and other professional health care providers can and do make mistakes. If you or a loved one suffers an injury as a result of one of those mistakes, you may have a medical malpractice case.
Keep in mind that health care professionals such as physicians, dentists, technicians, nurses, hospitals or hospital staff, must always adhere to a professional standard of care. If your health care professional’s performance deviated from the standard of care, and those actions resulted in harm to you or a loved one, the health care professional may be liable for malpractice.
Continue Reading…
Related posts